Call reports 2012
CLEVELAND BANK, THE — 2012
What CLEVELAND BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,185,000 | 66,026,000 | 61,398,000 | 67,667,000 |
| Total loans | 33,789,000 | 34,896,000 | 34,625,000 | 33,688,000 |
| Allowance for loan losses | 238,000 | 232,000 | 226,000 | 240,000 |
| Securities available for sale | 19,747,000 | 19,480,000 | 15,699,000 | 4,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,302,000 | 60,937,000 | 56,174,000 | 63,009,000 |
| Interest-bearing deposits | 49,373,000 | 51,279,000 | 46,533,000 | 50,830,000 |
| Noninterest-bearing deposits | 9,930,000 | 9,658,000 | 9,640,000 | 12,180,000 |
| Equity capital | 4,821,000 | 4,998,000 | 5,106,000 | 4,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,250,000 | 1,854,000 | 2,380,000 |
| Interest expense | 99,000 | 198,000 | 287,000 | 361,000 |
| Net interest income | 519,000 | 1,052,000 | 1,567,000 | 2,019,000 |
| Noninterest income | 94,000 | 190,000 | 210,000 | 405,000 |
| Noninterest expense | 512,000 | 1,016,000 | 1,554,000 | 2,319,000 |
| Provision for loan losses | 0 | 15,000 | 50,000 | 298,000 |
| Pretax income | 101,000 | 211,000 | 308,000 | 219,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 211,000 | 308,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,410,000 | 4,519,000 | 4,616,000 | 4,527,000 |
| Total capital | 4,648,000 | 4,751,000 | 4,842,000 | 4,767,000 |
| Risk-weighted assets | 36,731,000 | 37,649,000 | 35,876,000 | 35,892,000 |