Call reports 2011
CLEVELAND BANK, THE — 2011
What CLEVELAND BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,182,000 | 60,416,000 | 58,907,000 | 60,336,000 |
| Total loans | 31,298,000 | 32,322,000 | 32,444,000 | 33,524,000 |
| Allowance for loan losses | 203,000 | 216,000 | 223,000 | 255,000 |
| Securities available for sale | 15,194,000 | 17,153,000 | 16,003,000 | 15,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,530,000 | 55,518,000 | 53,752,000 | 55,612,000 |
| Interest-bearing deposits | 42,519,000 | 45,351,000 | 44,818,000 | 45,079,000 |
| Noninterest-bearing deposits | 9,012,000 | 10,167,000 | 8,935,000 | 10,534,000 |
| Equity capital | 4,599,000 | 4,828,000 | 5,056,000 | 4,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,244,000 | 1,887,000 | 2,506,000 |
| Interest expense | 112,000 | 226,000 | 328,000 | 424,000 |
| Net interest income | 500,000 | 1,018,000 | 1,559,000 | 2,082,000 |
| Noninterest income | 89,000 | 186,000 | 295,000 | 396,000 |
| Noninterest expense | 479,000 | 966,000 | 1,461,000 | 1,974,000 |
| Provision for loan losses | 0 | 30,000 | 55,000 | 120,000 |
| Pretax income | 110,000 | 208,000 | 338,000 | 452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 208,000 | 338,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,291,000 | 4,390,000 | 4,519,000 | 4,308,000 |
| Total capital | 4,494,000 | 4,606,000 | 4,742,000 | 4,563,000 |
| Risk-weighted assets | 34,352,000 | 35,342,000 | 35,304,000 | 35,916,000 |