Call reports 2003
CLEVELAND BANK, THE — 2003
What CLEVELAND BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,985,000 | 40,628,000 | 40,141,000 | 39,864,000 |
| Total loans | 17,168,000 | 17,611,000 | 19,761,000 | 19,950,000 |
| Allowance for loan losses | 192,000 | 204,000 | 199,000 | 217,000 |
| Securities available for sale | 17,793,000 | 17,711,000 | 17,480,000 | 17,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,006,000 | 37,469,000 | 37,026,000 | 36,908,000 |
| Interest-bearing deposits | 31,968,000 | 33,504,000 | 32,774,000 | 32,475,000 |
| Noninterest-bearing deposits | 4,038,000 | 3,965,000 | 4,253,000 | 4,433,000 |
| Equity capital | 2,925,000 | 3,087,000 | 3,039,000 | 2,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 469,000 | 904,000 | 1,370,000 | 1,856,000 |
| Interest expense | 151,000 | 301,000 | 435,000 | 560,000 |
| Net interest income | 318,000 | 603,000 | 935,000 | 1,296,000 |
| Noninterest income | 49,000 | 102,000 | 153,000 | 206,000 |
| Noninterest expense | 291,000 | 568,000 | 847,000 | 1,145,000 |
| Provision for loan losses | 19,000 | 46,000 | 46,000 | 76,000 |
| Pretax income | 57,000 | 91,000 | 195,000 | 281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 91,000 | 195,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,827,000 | 2,860,000 | 2,964,000 | 2,850,000 |
| Total capital | 3,019,000 | 3,064,000 | 3,163,000 | 3,067,000 |
| Risk-weighted assets | 19,681,000 | 19,510,000 | 21,550,000 | 21,498,000 |
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