Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 21,692,000 | 20,931,000 | 20,943,000 |
| Total loans | 13,691,000 | 14,353,000 | 14,029,000 |
| Allowance for loan losses | 303,000 | 304,000 | 278,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 4,129,000 | 4,099,000 | 3,789,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 18,185,000 | 16,702,000 | 16,755,000 |
| Interest-bearing deposits | 13,665,000 | 13,299,000 | 13,446,000 |
| Noninterest-bearing deposits | 4,519,000 | 3,403,000 | 3,309,000 |
| Equity capital | 3,450,000 | 3,550,000 | 3,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 310,000 | 634,000 | 959,000 |
| Interest expense | 65,000 | 137,000 | 217,000 |
| Net interest income | 245,000 | 497,000 | 742,000 |
| Noninterest income | 19,000 | 35,000 | 48,000 |
| Noninterest expense | 149,000 | 317,000 | 454,000 |
| Provision for loan losses | -58,000 | -58,000 | -86,000 |
| Pretax income | 173,000 | 273,000 | 422,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 173,000 | 273,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 3,450,000 | 3,550,000 | 3,627,000 |