Call reports 2021
FARMERS STATE BANK — 2021
What FARMERS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 22,682,000 | 22,132,000 | 22,180,000 | 23,145,000 |
| Total loans | 15,993,000 | 16,538,000 | 16,393,000 | 16,527,000 |
| Allowance for loan losses | 380,000 | 382,000 | 383,000 | 374,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,076,000 | 2,973,000 | 2,873,000 | 2,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,466,000 | 18,840,000 | 18,807,000 | 19,712,000 |
| Interest-bearing deposits | 14,880,000 | 15,055,000 | 15,079,000 | 14,913,000 |
| Noninterest-bearing deposits | 4,586,000 | 3,785,000 | 3,728,000 | 4,799,000 |
| Equity capital | 3,202,000 | 3,272,000 | 3,344,000 | 3,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 497,000 | 750,000 | 992,000 |
| Interest expense | 19,000 | 35,000 | 52,000 | 67,000 |
| Net interest income | 229,000 | 462,000 | 698,000 | 925,000 |
| Noninterest income | 16,000 | 28,000 | 35,000 | 46,000 |
| Noninterest expense | 158,000 | 333,000 | 486,000 | 668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 157,000 | 247,000 | 303,000 |
| Income tax | 0 | 0 | 17,000 | 18,000 |
| Net income | 87,000 | 157,000 | 230,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,202,000 | 3,272,000 | 3,344,000 | 3,400,000 |
| Total capital | 3,499,000 | 3,562,000 | — | — |
| Risk-weighted assets | 23,662,000 | 23,139,000 | — | — |