Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 19,262,000 | 22,157,000 | 23,424,000 | 23,195,000 |
| Total loans | 14,822,000 | 15,360,000 | 16,734,000 | 16,105,000 |
| Allowance for loan losses | 340,000 | 364,000 | 397,000 | 424,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,501,000 | 1,416,000 | 1,312,000 | 2,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,311,000 | 18,166,000 | 19,373,000 | 20,050,000 |
| Interest-bearing deposits | 10,637,000 | 13,431,000 | 13,806,000 | 14,983,000 |
| Noninterest-bearing deposits | 4,674,000 | 4,735,000 | 5,567,000 | 5,067,000 |
| Equity capital | 3,001,000 | 3,041,000 | 3,100,000 | 3,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 497,000 | 762,000 | 1,022,000 |
| Interest expense | 35,000 | 68,000 | 105,000 | 136,000 |
| Net interest income | 214,000 | 429,000 | 657,000 | 886,000 |
| Noninterest income | 20,000 | 34,000 | 50,000 | 67,000 |
| Noninterest expense | 167,000 | 332,000 | 483,000 | 653,000 |
| Provision for loan losses | 0 | 24,000 | 57,000 | 84,000 |
| Pretax income | 67,000 | 107,000 | 167,000 | 216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 107,000 | 167,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,001,000 | 3,041,000 | 3,100,000 | 3,132,000 |
| Total capital | 3,251,000 | 3,330,000 | 3,403,000 | 3,434,000 |
| Risk-weighted assets | 19,938,000 | 23,034,000 | 24,167,000 | 24,044,000 |