Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 19,379,000 | 19,372,000 | 18,686,000 | 19,576,000 |
| Total loans | 15,727,000 | 15,450,000 | 15,061,000 | 14,956,000 |
| Allowance for loan losses | 346,000 | 346,000 | 346,000 | 339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 961,000 | 935,000 | 903,000 | 865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,407,000 | 15,339,000 | 14,564,000 | 15,378,000 |
| Interest-bearing deposits | 11,557,000 | 11,887,000 | 10,378,000 | 11,137,000 |
| Noninterest-bearing deposits | 3,850,000 | 3,452,000 | 4,185,000 | 4,241,000 |
| Equity capital | 3,004,000 | 3,064,000 | 3,153,000 | 3,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 533,000 | 806,000 | 1,058,000 |
| Interest expense | 39,000 | 82,000 | 124,000 | 162,000 |
| Net interest income | 231,000 | 451,000 | 682,000 | 896,000 |
| Noninterest income | 18,000 | 33,000 | 48,000 | 67,000 |
| Noninterest expense | 165,000 | 340,000 | 497,000 | 654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 144,000 | 233,000 | 309,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 82,000 | 142,000 | 231,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,004,000 | 3,064,000 | 3,153,000 | 3,229,000 |
| Total capital | 3,256,000 | 3,316,000 | 3,396,000 | 3,481,000 |
| Risk-weighted assets | 20,044,000 | 20,099,000 | 19,318,000 | 20,095,000 |