Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 20,144,000 | 20,056,000 | 18,923,000 | 19,477,000 |
| Total loans | 16,174,000 | 15,360,000 | 14,892,000 | 15,454,000 |
| Allowance for loan losses | 357,000 | 357,000 | 357,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,074,000 | 1,052,000 | 1,027,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,477,000 | 16,297,000 | 15,095,000 | 15,577,000 |
| Interest-bearing deposits | 13,424,000 | 13,391,000 | 11,967,000 | 11,547,000 |
| Noninterest-bearing deposits | 3,053,000 | 2,906,000 | 3,128,000 | 4,030,000 |
| Equity capital | 2,689,000 | 2,777,000 | 2,846,000 | 2,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 520,000 | 788,000 | 1,041,000 |
| Interest expense | 30,000 | 65,000 | 101,000 | 136,000 |
| Net interest income | 236,000 | 455,000 | 687,000 | 905,000 |
| Noninterest income | 18,000 | 35,000 | 49,000 | 66,000 |
| Noninterest expense | 159,000 | 307,000 | 484,000 | 644,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 0 |
| Pretax income | 85,000 | 173,000 | 242,000 | 327,000 |
| Income tax | 20,000 | 20,000 | 20,000 | 20,000 |
| Net income | 65,000 | 153,000 | 222,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,689,000 | 2,777,000 | 2,846,000 | 2,922,000 |
| Total capital | 2,911,000 | 2,977,000 | 3,046,000 | 3,174,000 |
| Risk-weighted assets | 17,700,000 | 15,914,000 | 15,922,000 | 20,080,000 |