Call reports 2017
FARMERS STATE BANK — 2017
What FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 21,510,000 | 20,885,000 | 19,746,000 | 19,685,000 |
| Total loans | 17,389,000 | 17,117,000 | 16,387,000 | 15,960,000 |
| Allowance for loan losses | 344,000 | 333,000 | 363,000 | 346,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 922,000 | 847,000 | 829,000 | 805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,152,000 | 17,244,000 | 16,226,000 | 16,091,000 |
| Interest-bearing deposits | 13,915,000 | 13,844,000 | 13,343,000 | 12,353,000 |
| Noninterest-bearing deposits | 4,237,000 | 3,400,000 | 2,883,000 | 3,738,000 |
| Equity capital | 2,597,000 | 2,675,000 | 2,750,000 | 2,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 521,000 | 790,000 | 1,042,000 |
| Interest expense | 28,000 | 57,000 | 85,000 | 110,000 |
| Net interest income | 227,000 | 464,000 | 705,000 | 932,000 |
| Noninterest income | 21,000 | 39,000 | 55,000 | 73,000 |
| Noninterest expense | 167,000 | 341,000 | 490,000 | 658,000 |
| Provision for loan losses | 6,000 | 6,000 | 36,000 | 36,000 |
| Pretax income | 75,000 | 156,000 | 234,000 | 311,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 72,000 | 150,000 | 225,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,597,000 | 2,675,000 | 2,750,000 | 2,823,000 |
| Total capital | 2,832,000 | 2,933,000 | 2,967,000 | 3,043,000 |
| Risk-weighted assets | 18,704,000 | 20,621,000 | 17,221,000 | 17,532,000 |