Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 20,447,000 | 20,044,000 | 20,724,000 | 22,278,000 |
| Total loans | 16,564,000 | 16,177,000 | 15,473,000 | 15,776,000 |
| Allowance for loan losses | 378,000 | 378,000 | 358,000 | 338,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 346,000 | 315,000 | 564,000 | 637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,015,000 | 15,526,000 | 16,096,000 | 17,915,000 |
| Interest-bearing deposits | 13,437,000 | 13,326,000 | 13,588,000 | 14,261,000 |
| Noninterest-bearing deposits | 2,578,000 | 2,200,000 | 2,508,000 | 3,654,000 |
| Equity capital | 2,924,000 | 3,008,000 | 3,114,000 | 2,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 501,000 | 753,000 | 978,000 |
| Interest expense | 23,000 | 49,000 | 76,000 | 102,000 |
| Net interest income | 236,000 | 452,000 | 677,000 | 876,000 |
| Noninterest income | 25,000 | 52,000 | 68,000 | 87,000 |
| Noninterest expense | 160,000 | 314,000 | 465,000 | 616,000 |
| Provision for loan losses | 0 | 0 | -20,000 | -7,000 |
| Pretax income | 101,000 | 190,000 | 300,000 | 354,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 17,000 |
| Net income | 96,000 | 180,000 | 286,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,924,000 | 3,008,000 | 3,114,000 | 2,845,000 |
| Total capital | 3,184,000 | 3,268,000 | 3,381,000 | 3,057,000 |
| Risk-weighted assets | 20,738,000 | 20,682,000 | 21,340,000 | 16,857,000 |