Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 20,773,000 | 20,119,000 | 19,502,000 | 19,735,000 |
| Total loans | 15,820,000 | 15,748,000 | 16,596,000 | 17,012,000 |
| Allowance for loan losses | 368,000 | 368,000 | 383,000 | 382,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 795,000 | 746,000 | 723,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,994,000 | 16,366,000 | 15,806,000 | 15,446,000 |
| Interest-bearing deposits | 14,454,000 | 14,157,000 | 13,606,000 | 12,974,000 |
| Noninterest-bearing deposits | 2,540,000 | 2,209,000 | 2,200,000 | 2,472,000 |
| Equity capital | 2,769,000 | 2,742,000 | 2,686,000 | 2,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 501,000 | 762,000 | 1,024,000 |
| Interest expense | 22,000 | 43,000 | 62,000 | 82,000 |
| Net interest income | 224,000 | 458,000 | 700,000 | 942,000 |
| Noninterest income | 18,000 | 39,000 | 61,000 | 85,000 |
| Noninterest expense | 151,000 | 313,000 | 457,000 | 621,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 91,000 | 184,000 | 284,000 | 386,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 21,000 |
| Net income | 86,000 | 174,000 | 268,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,769,000 | 2,742,000 | 2,686,000 | 2,783,000 |
| Total capital | 2,990,000 | 2,962,000 | 2,914,000 | 3,015,000 |
| Risk-weighted assets | 17,567,000 | 17,430,000 | 18,068,000 | 18,382,000 |