Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,839,000 | 18,573,000 | 19,357,000 | 19,206,000 |
| Total loans | 15,353,000 | 14,711,000 | 14,383,000 | 15,379,000 |
| Allowance for loan losses | 372,000 | 372,000 | 373,000 | 368,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,083,000 | 1,025,000 | 993,000 | 956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,641,000 | 14,279,000 | 15,116,000 | 15,010,000 |
| Interest-bearing deposits | 12,189,000 | 12,288,000 | 12,805,000 | 12,541,000 |
| Noninterest-bearing deposits | 2,452,000 | 1,991,000 | 2,311,000 | 2,469,000 |
| Equity capital | 2,682,000 | 2,776,000 | 2,727,000 | 2,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 531,000 | 779,000 | 1,026,000 |
| Interest expense | 30,000 | 57,000 | 84,000 | 108,000 |
| Net interest income | 244,000 | 474,000 | 695,000 | 918,000 |
| Noninterest income | 22,000 | 45,000 | 70,000 | 89,000 |
| Noninterest expense | 148,000 | 303,000 | 460,000 | 611,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 113,000 | 211,000 | 300,000 | 391,000 |
| Income tax | 8,000 | 12,000 | 15,000 | 15,000 |
| Net income | 105,000 | 199,000 | 285,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,682,000 | 2,776,000 | 2,727,000 | 2,683,000 |
| Total capital | 2,896,000 | 2,983,000 | 2,933,000 | 2,898,000 |
| Risk-weighted assets | 16,990,000 | 16,374,000 | 16,312,000 | 17,085,000 |