Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 16,956,000 | 17,088,000 | 16,891,000 | 17,941,000 |
| Total loans | 13,751,000 | 14,139,000 | 14,796,000 | 15,297,000 |
| Allowance for loan losses | 353,000 | 383,000 | 383,000 | 367,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,265,000 | 1,198,000 | 1,160,000 | 1,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,947,000 | 12,979,000 | 12,731,000 | 12,943,000 |
| Interest-bearing deposits | 11,028,000 | 11,217,000 | 10,703,000 | 10,506,000 |
| Noninterest-bearing deposits | 1,919,000 | 1,762,000 | 2,028,000 | 2,437,000 |
| Equity capital | 2,481,000 | 2,581,000 | 2,638,000 | 2,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 502,000 | 769,000 | 1,024,000 |
| Interest expense | 39,000 | 73,000 | 106,000 | 136,000 |
| Net interest income | 207,000 | 429,000 | 663,000 | 888,000 |
| Noninterest income | 26,000 | 52,000 | 80,000 | 107,000 |
| Noninterest expense | 150,000 | 294,000 | 434,000 | 573,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 82,000 | 186,000 | 308,000 | 421,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 16,000 |
| Net income | 79,000 | 179,000 | 297,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,481,000 | 2,581,000 | 2,638,000 | 2,577,000 |
| Total capital | 2,675,000 | 2,779,000 | 2,843,000 | 2,789,000 |
| Risk-weighted assets | 15,349,000 | 15,655,000 | 16,204,000 | 16,810,000 |