Call reports 2012
UNION STATE BANK — 2012
What UNION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,513,000 | 35,544,000 | 36,991,000 | 36,910,000 |
| Total loans | 21,040,000 | 19,790,000 | 19,140,000 | 18,739,000 |
| Allowance for loan losses | 253,000 | 231,000 | 229,000 | 218,000 |
| Securities available for sale | 2,762,000 | 2,651,000 | 2,533,000 | 1,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,328,000 | 32,397,000 | 33,704,000 | 33,764,000 |
| Interest-bearing deposits | 25,984,000 | 23,740,000 | 23,216,000 | 23,028,000 |
| Noninterest-bearing deposits | 8,344,000 | 8,657,000 | 10,488,000 | 10,736,000 |
| Equity capital | 3,096,000 | 3,036,000 | 3,139,000 | 3,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 935,000 | 1,374,000 | 1,806,000 |
| Interest expense | 49,000 | 97,000 | 132,000 | 165,000 |
| Net interest income | 433,000 | 838,000 | 1,242,000 | 1,641,000 |
| Noninterest income | 65,000 | 139,000 | 207,000 | 279,000 |
| Noninterest expense | 461,000 | 913,000 | 1,312,000 | 1,713,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 22,000 | 34,000 | 92,000 | 147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 34,000 | 92,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,015,000 | 2,952,000 | 3,050,000 | 2,965,000 |
| Total capital | 3,268,000 | 3,183,000 | 3,279,000 | 3,183,000 |
| Risk-weighted assets | 23,464,000 | 22,160,000 | 21,803,000 | 21,452,000 |