Call reports 2025
COMMUNITY STATE BANK OF CANTON — 2025
What COMMUNITY STATE BANK OF CANTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 68,399,000 | 70,551,000 | 70,312,000 | 68,710,000 |
| Total loans | 49,452,000 | 50,864,000 | 52,947,000 | 52,929,000 |
| Allowance for loan losses | 917,000 | 961,000 | 982,000 | 811,000 |
| Securities available for sale | 8,799,000 | 8,842,000 | 8,532,000 | 8,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,858,000 | 61,796,000 | 61,112,000 | 59,521,000 |
| Interest-bearing deposits | 48,892,000 | 50,311,000 | 49,058,000 | 47,725,000 |
| Noninterest-bearing deposits | 10,966,000 | 11,485,000 | 12,054,000 | 11,796,000 |
| Equity capital | 8,276,000 | 8,539,000 | 8,888,000 | 8,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,161,000 | 3,319,000 | 4,450,000 |
| Interest expense | 318,000 | 632,000 | 950,000 | 1,250,000 |
| Net interest income | 735,000 | 1,529,000 | 2,369,000 | 3,200,000 |
| Noninterest income | 64,000 | 135,000 | 209,000 | 285,000 |
| Noninterest expense | 515,000 | 1,050,000 | 1,552,000 | 2,071,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 150,000 |
| Pretax income | 284,000 | 584,000 | 966,000 | 1,264,000 |
| Income tax | 67,000 | 125,000 | 202,000 | 266,000 |
| Net income | 217,000 | 459,000 | 764,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,395,000 | 8,636,000 | 8,941,000 | 8,976,000 |