Call reports 2021
COMMUNITY STATE BANK OF CANTON — 2021
What COMMUNITY STATE BANK OF CANTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,082,000 | 54,917,000 | 56,364,000 | 57,482,000 |
| Total loans | 39,306,000 | 39,451,000 | 40,742,000 | 41,733,000 |
| Allowance for loan losses | 542,000 | 637,000 | 624,000 | 652,000 |
| Securities available for sale | 11,153,000 | 11,187,000 | 10,121,000 | 7,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,178,000 | 48,862,000 | 50,174,000 | 51,294,000 |
| Interest-bearing deposits | 38,653,000 | 38,723,000 | 39,883,000 | 39,479,000 |
| Noninterest-bearing deposits | 10,525,000 | 10,139,000 | 10,291,000 | 11,815,000 |
| Equity capital | 5,867,000 | 5,981,000 | 6,118,000 | 6,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,368,000 | 1,992,000 | 2,621,000 |
| Interest expense | 40,000 | 76,000 | 110,000 | 141,000 |
| Net interest income | 587,000 | 1,292,000 | 1,882,000 | 2,480,000 |
| Noninterest income | 84,000 | 167,000 | 253,000 | 336,000 |
| Noninterest expense | 481,000 | 983,000 | 1,455,000 | 1,979,000 |
| Provision for loan losses | 105,000 | 210,000 | 225,000 | 225,000 |
| Pretax income | 85,000 | 266,000 | 455,000 | 612,000 |
| Income tax | 22,000 | 72,000 | 123,000 | 163,000 |
| Net income | 63,000 | 194,000 | 332,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,815,000 | 5,946,000 | 6,085,000 | 6,201,000 |