Call reports 2020
COMMUNITY STATE BANK OF CANTON — 2020
What COMMUNITY STATE BANK OF CANTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,394,000 | 57,436,000 | 52,388,000 | 52,240,000 |
| Total loans | 37,547,000 | 37,859,000 | 38,203,000 | 39,154,000 |
| Allowance for loan losses | 436,000 | 506,000 | 463,000 | 599,000 |
| Securities available for sale | 12,454,000 | 13,410,000 | 11,297,000 | 10,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,546,000 | 51,451,000 | 46,380,000 | 45,402,000 |
| Interest-bearing deposits | 39,353,000 | 41,293,000 | 37,232,000 | 35,592,000 |
| Noninterest-bearing deposits | 8,193,000 | 10,158,000 | 9,148,000 | 9,810,000 |
| Equity capital | 5,762,000 | 5,859,000 | 5,902,000 | 5,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,319,000 | 1,979,000 | 2,614,000 |
| Interest expense | 67,000 | 133,000 | 182,000 | 225,000 |
| Net interest income | 583,000 | 1,186,000 | 1,797,000 | 2,389,000 |
| Noninterest income | 90,000 | 155,000 | 242,000 | 324,000 |
| Noninterest expense | 483,000 | 970,000 | 1,479,000 | 1,962,000 |
| Provision for loan losses | 45,000 | 105,000 | 190,000 | 375,000 |
| Pretax income | 145,000 | 266,000 | 372,000 | 378,000 |
| Income tax | 39,000 | 71,000 | 98,000 | 81,000 |
| Net income | 106,000 | 195,000 | 274,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,642,000 | 5,730,000 | 5,810,000 | 5,752,000 |