Call reports 2019
COMMUNITY STATE BANK OF CANTON — 2019
What COMMUNITY STATE BANK OF CANTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 48,809,000 | 47,684,000 | 47,960,000 | 50,142,000 |
| Total loans | 32,180,000 | 32,801,000 | 34,203,000 | 35,582,000 |
| Allowance for loan losses | 768,000 | 777,000 | 613,000 | 616,000 |
| Securities available for sale | 8,969,000 | 8,934,000 | 8,883,000 | 11,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,413,000 | 42,120,000 | 42,317,000 | 44,531,000 |
| Interest-bearing deposits | 32,867,000 | 32,616,000 | 33,343,000 | 36,539,000 |
| Noninterest-bearing deposits | 10,546,000 | 9,504,000 | 8,974,000 | 7,992,000 |
| Equity capital | 5,261,000 | 5,431,000 | 5,576,000 | 5,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,194,000 | 1,810,000 | 2,441,000 |
| Interest expense | 40,000 | 82,000 | 129,000 | 184,000 |
| Net interest income | 555,000 | 1,112,000 | 1,681,000 | 2,257,000 |
| Noninterest income | 91,000 | 177,000 | 278,000 | 375,000 |
| Noninterest expense | 453,000 | 944,000 | 1,410,000 | 1,899,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 345,000 | 549,000 | 733,000 |
| Income tax | 51,000 | 92,000 | 148,000 | 182,000 |
| Net income | 142,000 | 253,000 | 401,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,246,000 | 5,357,000 | 5,505,000 | 5,535,000 |
| Total capital | 5,681,000 | 5,798,000 | 5,965,000 | 6,019,000 |
| Risk-weighted assets | 34,524,000 | 34,962,000 | 36,656,000 | 38,643,000 |