Call reports 2018
COMMUNITY STATE BANK OF CANTON — 2018
What COMMUNITY STATE BANK OF CANTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,307,000 | 47,897,000 | 47,781,000 | 47,020,000 |
| Total loans | 30,687,000 | 31,271,000 | 31,708,000 | 32,965,000 |
| Allowance for loan losses | 977,000 | 909,000 | 883,000 | 776,000 |
| Securities available for sale | 7,584,000 | 7,500,000 | 7,962,000 | 7,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,524,000 | 42,937,000 | 42,565,000 | 41,865,000 |
| Interest-bearing deposits | 33,664,000 | 32,700,000 | 33,439,000 | 31,783,000 |
| Noninterest-bearing deposits | 10,860,000 | 10,237,000 | 9,126,000 | 10,082,000 |
| Equity capital | 4,752,000 | 4,864,000 | 5,039,000 | 5,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,036,000 | 1,593,000 | 2,175,000 |
| Interest expense | 24,000 | 52,000 | 86,000 | 123,000 |
| Net interest income | 483,000 | 984,000 | 1,507,000 | 2,052,000 |
| Noninterest income | 89,000 | 181,000 | 270,000 | 364,000 |
| Noninterest expense | 386,000 | 816,000 | 1,194,000 | 1,641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 349,000 | 583,000 | 775,000 |
| Income tax | 39,000 | 97,000 | 156,000 | 208,000 |
| Net income | 147,000 | 252,000 | 427,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,804,000 | 4,910,000 | 5,084,000 | 5,104,000 |
| Total capital | 5,224,000 | 5,329,000 | 5,508,000 | 5,542,000 |
| Risk-weighted assets | 33,117,000 | 33,030,000 | 33,504,000 | 34,774,000 |