Call reports 2017
COMMUNITY STATE BANK OF CANTON — 2017
What COMMUNITY STATE BANK OF CANTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 45,822,000 | 48,963,000 | 47,545,000 | 47,397,000 |
| Total loans | 24,617,000 | 26,383,000 | 28,384,000 | 29,218,000 |
| Allowance for loan losses | 1,013,000 | 954,000 | 906,000 | 973,000 |
| Securities available for sale | 7,646,000 | 7,613,000 | 7,607,000 | 6,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,239,000 | 44,304,000 | 42,712,000 | 42,759,000 |
| Interest-bearing deposits | 30,728,000 | 33,519,000 | 33,107,000 | 32,587,000 |
| Noninterest-bearing deposits | 10,511,000 | 10,785,000 | 9,605,000 | 10,172,000 |
| Equity capital | 4,518,000 | 4,623,000 | 4,728,000 | 4,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 888,000 | 1,366,000 | 1,861,000 |
| Interest expense | 21,000 | 44,000 | 69,000 | 93,000 |
| Net interest income | 405,000 | 844,000 | 1,297,000 | 1,768,000 |
| Noninterest income | 113,000 | 211,000 | 306,000 | 426,000 |
| Noninterest expense | 386,000 | 772,000 | 1,161,000 | 1,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 132,000 | 283,000 | 442,000 | 568,000 |
| Income tax | 35,000 | 92,000 | 142,000 | 231,000 |
| Net income | 97,000 | 191,000 | 300,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,537,000 | 4,631,000 | 4,740,000 | 4,657,000 |
| Total capital | 4,888,000 | 5,002,000 | 5,124,000 | 5,053,000 |
| Risk-weighted assets | 27,465,000 | 29,155,000 | 30,228,000 | 31,170,000 |