Call reports 2016
COMMUNITY STATE BANK OF CANTON — 2016
What COMMUNITY STATE BANK OF CANTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 39,991,000 | 39,424,000 | 40,410,000 | 39,293,000 |
| Total loans | 25,703,000 | 26,040,000 | 25,040,000 | 25,677,000 |
| Allowance for loan losses | 872,000 | 909,000 | 867,000 | 1,016,000 |
| Securities available for sale | 8,741,000 | 7,733,000 | 7,721,000 | 7,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,601,000 | 34,903,000 | 35,742,000 | 34,870,000 |
| Interest-bearing deposits | 27,489,000 | 27,650,000 | 27,892,000 | 27,235,000 |
| Noninterest-bearing deposits | 8,112,000 | 7,253,000 | 7,850,000 | 7,635,000 |
| Equity capital | 4,329,000 | 4,419,000 | 4,506,000 | 4,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 870,000 | 1,312,000 | 1,769,000 |
| Interest expense | 23,000 | 45,000 | 67,000 | 89,000 |
| Net interest income | 403,000 | 825,000 | 1,245,000 | 1,680,000 |
| Noninterest income | 79,000 | 162,000 | 242,000 | 336,000 |
| Noninterest expense | 394,000 | 789,000 | 1,179,000 | 1,586,000 |
| Provision for loan losses | 15,000 | 30,000 | 0 | 0 |
| Pretax income | 88,000 | 183,000 | 323,000 | 445,000 |
| Income tax | 30,000 | 63,000 | 108,000 | 145,000 |
| Net income | 58,000 | 120,000 | 215,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,318,000 | 4,381,000 | 4,475,000 | 4,440,000 |
| Total capital | 4,660,000 | 4,733,000 | 4,814,000 | 4,783,000 |
| Risk-weighted assets | 26,882,000 | 27,622,000 | 26,653,000 | 26,791,000 |