Call reports 2006
VALLEY BANK — 2006
What VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 110,435,000 | 116,848,000 | 159,971,000 | 137,114,000 |
| Total loans | 82,327,000 | 83,956,000 | 115,538,000 | 93,687,000 |
| Allowance for loan losses | 641,000 | 610,000 | 877,000 | 953,000 |
| Securities available for sale | 19,578,000 | 23,206,000 | 24,602,000 | 14,395,000 |
| Securities held to maturity | 0 | 0 | 7,109,000 | 9,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,156,000 | 102,394,000 | 124,017,000 | 112,918,000 |
| Interest-bearing deposits | 88,339,000 | 96,383,000 | 117,957,000 | 106,547,000 |
| Noninterest-bearing deposits | 9,817,000 | 6,011,000 | 6,060,000 | 6,371,000 |
| Equity capital | 11,207,000 | 11,606,000 | 12,920,000 | 13,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,452,000 | 5,740,000 | 8,223,000 |
| Interest expense | 770,000 | 1,839,000 | 3,242,000 | 4,763,000 |
| Net interest income | 778,000 | 1,613,000 | 2,498,000 | 3,460,000 |
| Noninterest income | 1,467,000 | 2,924,000 | 1,973,000 | 2,194,000 |
| Noninterest expense | 1,978,000 | 4,111,000 | 4,047,000 | 5,307,000 |
| Provision for loan losses | 50,000 | 89,000 | 417,000 | 503,000 |
| Pretax income | 216,000 | 336,000 | 0 | -95,000 |
| Income tax | 85,000 | 129,000 | 0 | -53,000 |
| Net income | 131,000 | 207,000 | 0 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,709,000 | 8,299,000 | 9,357,000 | 10,329,000 |
| Total capital | 8,350,000 | 8,909,000 | 10,234,000 | 11,282,000 |
| Risk-weighted assets | 75,244,000 | 84,550,000 | 119,366,000 | 103,244,000 |
Machine access — free, no API key
Every figure shown here about VALLEY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.