Call reports 2011
TOWN & COUNTRY BANK MIDWEST — 2011
What TOWN & COUNTRY BANK MIDWEST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 21,435,000 | 22,215,000 | 22,361,000 | 22,755,000 |
| Total loans | 14,891,000 | 16,097,000 | 15,372,000 | 15,410,000 |
| Allowance for loan losses | 315,000 | 311,000 | 311,000 | 300,000 |
| Securities available for sale | 962,000 | 975,000 | 970,000 | 966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,059,000 | 19,928,000 | 20,023,000 | 20,358,000 |
| Interest-bearing deposits | 15,025,000 | 16,005,000 | 15,695,000 | 16,435,000 |
| Noninterest-bearing deposits | 4,034,000 | 3,923,000 | 4,328,000 | 3,923,000 |
| Equity capital | 2,324,000 | 2,232,000 | 2,273,000 | 2,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 512,000 | 784,000 | 1,037,000 |
| Interest expense | 53,000 | 105,000 | 152,000 | 198,000 |
| Net interest income | 204,000 | 407,000 | 632,000 | 839,000 |
| Noninterest income | 30,000 | 56,000 | 87,000 | 115,000 |
| Noninterest expense | 140,000 | 314,000 | 525,000 | 686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 149,000 | 194,000 | 268,000 |
| Income tax | 2,000 | 3,000 | 5,000 | -3,000 |
| Net income | 92,000 | 146,000 | 189,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,323,000 | 2,227,000 | 2,270,000 | 2,353,000 |
| Total capital | 2,546,000 | 2,464,000 | 2,499,000 | 2,582,000 |
| Risk-weighted assets | 17,739,000 | 18,915,000 | 18,278,000 | 18,241,000 |