Call reports 2010
TOWN & COUNTRY BANK MIDWEST — 2010
What TOWN & COUNTRY BANK MIDWEST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 22,432,000 | 22,780,000 | 21,930,000 | 22,117,000 |
| Total loans | 17,037,000 | 16,728,000 | 15,532,000 | 15,388,000 |
| Allowance for loan losses | 317,000 | 317,000 | 316,000 | 315,000 |
| Securities available for sale | 964,000 | 964,000 | 974,000 | 967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,296,000 | 20,542,000 | 19,657,000 | 19,840,000 |
| Interest-bearing deposits | 16,509,000 | 16,546,000 | 15,637,000 | 15,284,000 |
| Noninterest-bearing deposits | 3,787,000 | 3,995,000 | 4,020,000 | 4,556,000 |
| Equity capital | 2,070,000 | 2,171,000 | 2,209,000 | 2,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 575,000 | 853,000 | 1,121,000 |
| Interest expense | 79,000 | 153,000 | 225,000 | 288,000 |
| Net interest income | 223,000 | 422,000 | 628,000 | 833,000 |
| Noninterest income | 40,000 | 82,000 | 110,000 | 145,000 |
| Noninterest expense | 140,000 | 284,000 | 429,000 | 642,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 123,000 | 220,000 | 309,000 | 336,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 7,000 |
| Net income | 119,000 | 216,000 | 305,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,069,000 | 2,168,000 | 2,206,000 | 2,231,000 |
| Total capital | 2,314,000 | 2,411,000 | 2,435,000 | 2,460,000 |
| Risk-weighted assets | 19,564,000 | 19,389,000 | 18,268,000 | 18,203,000 |