Call reports 2009
TOWN & COUNTRY BANK MIDWEST — 2009
What TOWN & COUNTRY BANK MIDWEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,776,000 | 21,988,000 | 21,633,000 | 23,348,000 |
| Total loans | 16,402,000 | 16,735,000 | 16,720,000 | 18,151,000 |
| Allowance for loan losses | 318,000 | 318,000 | 318,000 | 317,000 |
| Securities available for sale | 1,312,000 | 1,195,000 | 1,195,000 | 963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,466,000 | 19,651,000 | 19,371,000 | 20,141,000 |
| Interest-bearing deposits | 16,829,000 | 16,238,000 | 15,629,000 | 15,972,000 |
| Noninterest-bearing deposits | 3,637,000 | 3,413,000 | 3,742,000 | 4,169,000 |
| Equity capital | 2,235,000 | 2,260,000 | 2,193,000 | 2,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 591,000 | 893,000 | 1,207,000 |
| Interest expense | 102,000 | 196,000 | 287,000 | 371,000 |
| Net interest income | 190,000 | 395,000 | 606,000 | 836,000 |
| Noninterest income | 31,000 | 74,000 | 106,000 | 155,000 |
| Noninterest expense | 127,000 | 260,000 | 390,000 | 653,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 209,000 | 322,000 | 338,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 94,000 | 208,000 | 321,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,219,000 | 2,258,000 | 2,186,000 | 2,152,000 |
| Total capital | 2,458,000 | 2,497,000 | 2,425,000 | 2,401,000 |
| Risk-weighted assets | 19,003,000 | 19,038,000 | 19,068,000 | 19,888,000 |