Call reports 2008
TOWN & COUNTRY BANK MIDWEST — 2008
What TOWN & COUNTRY BANK MIDWEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 23,342,000 | 22,495,000 | 21,634,000 | 22,051,000 |
| Total loans | 16,708,000 | 16,557,000 | 17,300,000 | 16,346,000 |
| Allowance for loan losses | 320,000 | 320,000 | 321,000 | 285,000 |
| Securities available for sale | 1,563,000 | 1,551,000 | 1,291,000 | 1,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,154,000 | 20,318,000 | 19,429,000 | 19,828,000 |
| Interest-bearing deposits | 17,048,000 | 16,636,000 | 16,241,000 | 16,213,000 |
| Noninterest-bearing deposits | 4,106,000 | 3,682,000 | 3,188,000 | 3,615,000 |
| Equity capital | 2,102,000 | 2,096,000 | 2,128,000 | 2,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 685,000 | 1,006,000 | 1,328,000 |
| Interest expense | 151,000 | 286,000 | 411,000 | 532,000 |
| Net interest income | 206,000 | 399,000 | 595,000 | 796,000 |
| Noninterest income | 35,000 | 83,000 | 123,000 | 163,000 |
| Noninterest expense | 108,000 | 237,000 | 359,000 | 501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 245,000 | 359,000 | 458,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 3,000 |
| Net income | 132,000 | 243,000 | 357,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,077,000 | 2,088,000 | 2,127,000 | 2,125,000 |
| Total capital | 2,319,000 | 2,327,000 | 2,371,000 | 2,362,000 |
| Risk-weighted assets | 19,305,000 | 19,063,000 | 19,466,000 | 18,918,000 |