Call reports 2013
BANK OF SACRAMENTO — 2013
What BANK OF SACRAMENTO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 463,902,000 | 466,231,000 | 458,830,000 | 460,710,000 |
| Total loans | 269,261,000 | 267,627,000 | 271,308,000 | 271,698,000 |
| Allowance for loan losses | 4,148,000 | 4,108,000 | 4,150,000 | 3,980,000 |
| Securities available for sale | 162,617,000 | 166,664,000 | 158,445,000 | 109,826,000 |
| Securities held to maturity | 1,246,000 | 1,246,000 | 1,246,000 | 48,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,191,000 | 371,547,000 | 377,686,000 | 363,408,000 |
| Interest-bearing deposits | 272,326,000 | 262,640,000 | 262,550,000 | 246,245,000 |
| Noninterest-bearing deposits | 109,865,000 | 108,907,000 | 115,136,000 | 117,164,000 |
| Equity capital | 43,530,000 | 41,471,000 | 41,682,000 | 42,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,798,000 | 7,925,000 | 12,088,000 | 16,220,000 |
| Interest expense | 369,000 | 719,000 | 1,050,000 | 1,399,000 |
| Net interest income | 3,429,000 | 7,206,000 | 11,038,000 | 14,821,000 |
| Noninterest income | -59,000 | 98,000 | 266,000 | 243,000 |
| Noninterest expense | 3,042,000 | 5,851,000 | 8,643,000 | 11,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 798,000 | 2,072,000 | 3,286,000 | 4,374,000 |
| Income tax | 195,000 | 528,000 | 877,000 | 1,204,000 |
| Net income | 603,000 | 1,544,000 | 2,409,000 | 3,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,328,000 | 43,441,000 | 44,504,000 | 45,394,000 |
| Total capital | 46,327,000 | 47,607,000 | 48,664,000 | 49,473,000 |
| Risk-weighted assets | 319,707,000 | 333,280,000 | 332,733,000 | 333,631,000 |