Call reports 2012
BANK OF SACRAMENTO — 2012
What BANK OF SACRAMENTO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 408,742,000 | 410,908,000 | 433,493,000 | 444,235,000 |
| Total loans | 233,569,000 | 220,768,000 | 234,213,000 | 258,866,000 |
| Allowance for loan losses | 4,221,000 | 3,953,000 | 3,981,000 | 4,142,000 |
| Securities available for sale | 143,458,000 | 152,734,000 | 154,947,000 | 156,140,000 |
| Securities held to maturity | 1,491,000 | 1,491,000 | 1,491,000 | 1,491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,145,000 | 361,659,000 | 387,400,000 | 386,067,000 |
| Interest-bearing deposits | 262,971,000 | 263,239,000 | 274,679,000 | 272,963,000 |
| Noninterest-bearing deposits | 92,174,000 | 98,420,000 | 112,721,000 | 113,104,000 |
| Equity capital | 40,023,000 | 41,476,000 | 42,795,000 | 43,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,688,000 | 7,350,000 | 11,016,000 | 15,118,000 |
| Interest expense | 407,000 | 808,000 | 1,243,000 | 1,676,000 |
| Net interest income | 3,281,000 | 6,542,000 | 9,773,000 | 13,442,000 |
| Noninterest income | 457,000 | 558,000 | 735,000 | 1,661,000 |
| Noninterest expense | 2,867,000 | 5,470,000 | 8,259,000 | 11,399,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 1,105,000 | 2,119,000 | 3,066,000 | 4,645,000 |
| Income tax | 319,000 | 603,000 | 910,000 | 1,366,000 |
| Net income | 786,000 | 1,516,000 | 2,156,000 | 3,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,918,000 | 39,772,000 | 40,620,000 | 41,908,000 |
| Total capital | 42,446,000 | 43,283,000 | 44,286,000 | 45,791,000 |
| Risk-weighted assets | 281,465,000 | 280,309,000 | 292,836,000 | 310,323,000 |