Call reports 2011
BANK OF SACRAMENTO — 2011
What BANK OF SACRAMENTO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 380,453,000 | 375,156,000 | 413,200,000 | 406,866,000 |
| Total loans | 237,551,000 | 239,270,000 | 230,288,000 | 227,667,000 |
| Allowance for loan losses | 5,099,000 | 4,785,000 | 4,491,000 | 4,331,000 |
| Securities available for sale | 113,695,000 | 101,477,000 | 132,948,000 | 146,758,000 |
| Securities held to maturity | 1,733,000 | 1,733,000 | 1,733,000 | 1,733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,367,000 | 313,676,000 | 370,432,000 | 343,672,000 |
| Interest-bearing deposits | 239,150,000 | 232,898,000 | 261,146,000 | 256,350,000 |
| Noninterest-bearing deposits | 86,216,000 | 80,778,000 | 109,286,000 | 87,321,000 |
| Equity capital | 36,523,000 | 38,031,000 | 38,680,000 | 39,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,170,000 | 8,371,000 | 12,408,000 | 16,309,000 |
| Interest expense | 479,000 | 935,000 | 1,366,000 | 1,796,000 |
| Net interest income | 3,691,000 | 7,436,000 | 11,042,000 | 14,513,000 |
| Noninterest income | 82,000 | 250,000 | 328,000 | 444,000 |
| Noninterest expense | 2,988,000 | 5,574,000 | 8,442,000 | 11,185,000 |
| Provision for loan losses | 165,000 | 738,000 | 1,095,000 | 1,095,000 |
| Pretax income | 690,000 | 1,811,000 | 2,886,000 | 3,801,000 |
| Income tax | 203,000 | 646,000 | 991,000 | 1,248,000 |
| Net income | 487,000 | 1,165,000 | 1,895,000 | 2,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,881,000 | 36,787,000 | 37,467,000 | 38,159,000 |
| Total capital | 39,402,000 | 40,284,000 | 40,930,000 | 41,620,000 |
| Risk-weighted assets | 279,984,000 | 278,501,000 | 276,132,000 | 275,892,000 |