Call reports 2008
BANK OF SACRAMENTO — 2008
What BANK OF SACRAMENTO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 330,728,000 | 328,360,000 | 352,389,000 | 352,483,000 |
| Total loans | 231,466,000 | 227,591,000 | 235,780,000 | 247,666,000 |
| Allowance for loan losses | 2,891,000 | 2,994,000 | 3,202,000 | 3,038,000 |
| Securities available for sale | 76,391,000 | 65,813,000 | 67,769,000 | 71,834,000 |
| Securities held to maturity | 2,445,000 | 2,445,000 | 2,445,000 | 2,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,459,000 | 285,245,000 | 313,544,000 | 308,975,000 |
| Interest-bearing deposits | 197,206,000 | 190,507,000 | 218,381,000 | 226,415,000 |
| Noninterest-bearing deposits | 90,253,000 | 94,738,000 | 95,163,000 | 82,560,000 |
| Equity capital | 34,395,000 | 33,316,000 | 34,107,000 | 34,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,237,000 | 9,955,000 | 14,811,000 | 19,608,000 |
| Interest expense | 1,444,000 | 2,542,000 | 3,669,000 | 4,771,000 |
| Net interest income | 3,793,000 | 7,413,000 | 11,142,000 | 14,837,000 |
| Noninterest income | 202,000 | 384,000 | 568,000 | -1,416,000 |
| Noninterest expense | 2,613,000 | 5,043,000 | 7,489,000 | 10,062,000 |
| Provision for loan losses | 100,000 | 1,696,000 | 1,904,000 | 1,982,000 |
| Pretax income | 1,352,000 | 1,127,000 | 2,386,000 | 1,711,000 |
| Income tax | 465,000 | 345,000 | 763,000 | 354,000 |
| Net income | 887,000 | 782,000 | 1,623,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,883,000 | 33,778,000 | 34,619,000 | 34,053,000 |
| Total capital | 36,941,000 | 36,939,000 | 37,988,000 | 37,258,000 |
| Risk-weighted assets | 273,008,000 | 280,636,000 | 291,157,000 | 293,041,000 |
Machine access — free, no API key
Every figure shown here about BANK OF SACRAMENTO — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.