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Call reports 2006

BANK OF SACRAMENTO — 2006

What BANK OF SACRAMENTO reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1f4d4291-0dcb-4e2a-a4c4-fdfd9110e68e/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets275,149,000287,353,000305,230,000311,914,000
Total loans174,593,000188,477,000201,720,000214,612,000
Allowance for loan losses2,097,0002,210,0002,278,0002,753,000
Securities available for sale76,109,00080,417,00084,298,00079,557,000
Securities held to maturity0000
Trading assets0000
Total deposits242,950,000246,600,000259,381,000268,349,000
Interest-bearing deposits173,181,000174,044,000182,597,000184,839,000
Noninterest-bearing deposits69,769,00072,556,00076,784,00083,510,000
Equity capital24,778,00025,131,00026,935,00028,039,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income4,373,0008,882,00013,925,00019,484,000
Interest expense1,103,0002,351,0003,925,0005,657,000
Net interest income3,270,0006,531,00010,000,00013,827,000
Noninterest income130,000270,000399,000518,000
Noninterest expense2,068,0004,007,0006,071,0008,233,000
Provision for loan losses73,000183,000251,000376,000
Pretax income1,259,0002,611,0004,016,0005,675,000
Income tax471,000988,0001,460,0002,065,000
Net income788,0001,623,0002,556,0003,610,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital25,629,00026,464,00027,396,00028,503,000
Total capital27,839,00028,793,00029,796,00031,386,000
Risk-weighted assets214,588,000229,421,000244,315,000256,838,000

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