Call reports 2016
FIRST NATIONAL BANK IN DERIDDER — 2016
What FIRST NATIONAL BANK IN DERIDDER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 241,879,000 | 239,128,000 | 238,365,000 | 242,212,000 |
| Total loans | 147,450,000 | 155,929,000 | 160,147,000 | 160,661,000 |
| Allowance for loan losses | 2,195,000 | 2,237,000 | 2,338,000 | 2,134,000 |
| Securities available for sale | 72,942,000 | 65,670,000 | 62,300,000 | 65,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,345,000 | 206,996,000 | 206,754,000 | 214,084,000 |
| Interest-bearing deposits | 163,019,000 | 155,600,000 | 154,848,000 | 161,954,000 |
| Noninterest-bearing deposits | 49,326,000 | 51,396,000 | 51,906,000 | 52,130,000 |
| Equity capital | 25,130,000 | 25,458,000 | 25,502,000 | 24,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,727,000 | 7,132,000 | 9,591,000 |
| Interest expense | 166,000 | 338,000 | 525,000 | 728,000 |
| Net interest income | 2,172,000 | 4,389,000 | 6,607,000 | 8,863,000 |
| Noninterest income | 513,000 | 985,000 | 1,535,000 | 2,016,000 |
| Noninterest expense | 1,909,000 | 3,855,000 | 5,772,000 | 7,759,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 716,000 | 1,399,000 | 2,160,000 | 2,820,000 |
| Income tax | 198,000 | 353,000 | 552,000 | 647,000 |
| Net income | 518,000 | 1,046,000 | 1,608,000 | 2,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,130,000 | 26,223,000 | 26,352,000 | 26,483,000 |
| Total capital | 27,957,000 | 28,117,000 | 28,288,000 | 28,399,000 |
| Risk-weighted assets | 145,754,000 | 151,180,000 | 154,459,000 | 153,081,000 |