Call reports 2020
ALDEN STATE BANK, THE — 2020
What ALDEN STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 20,292,000 | 21,629,000 | 21,331,000 | 23,260,000 |
| Total loans | 9,852,000 | 9,722,000 | 9,161,000 | 8,960,000 |
| Allowance for loan losses | 158,000 | 158,000 | 158,000 | 158,000 |
| Securities available for sale | 3,857,000 | 3,990,000 | 4,136,000 | 4,949,000 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,681,000 | 19,058,000 | 18,782,000 | 20,735,000 |
| Interest-bearing deposits | 14,592,000 | 15,525,000 | 15,074,000 | 15,610,000 |
| Noninterest-bearing deposits | 3,089,000 | 3,534,000 | 3,708,000 | 5,125,000 |
| Equity capital | 2,550,000 | 2,526,000 | 2,517,000 | 2,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 183,000 | 354,000 | 515,000 | 671,000 |
| Interest expense | 34,000 | 65,000 | 91,000 | 108,000 |
| Net interest income | 149,000 | 289,000 | 424,000 | 563,000 |
| Noninterest income | 14,000 | 23,000 | 32,000 | 43,000 |
| Noninterest expense | 157,000 | 332,000 | 478,000 | 639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 16,000 | 14,000 | 7,000 |
| Income tax | 3,000 | 4,000 | 4,000 | 2,000 |
| Net income | 15,000 | 12,000 | 10,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,477,000 | 2,474,000 | 2,472,000 | 2,467,000 |
| Total capital | 2,620,000 | 2,617,000 | 2,608,000 | 2,607,000 |
| Risk-weighted assets | 11,482,000 | 11,388,000 | 10,826,000 | 11,167,000 |