Call reports 2016
ALDEN STATE BANK, THE — 2016
What ALDEN STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 18,882,000 | 18,821,000 | 18,557,000 | 18,528,000 |
| Total loans | 10,711,000 | 10,633,000 | 10,378,000 | 9,584,000 |
| Allowance for loan losses | 168,000 | 167,000 | 181,000 | 181,000 |
| Securities available for sale | 3,558,000 | 3,573,000 | 4,053,000 | 4,157,000 |
| Securities held to maturity | 17,000 | 16,000 | 14,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,555,000 | 16,472,000 | 16,210,000 | 16,222,000 |
| Interest-bearing deposits | 13,543,000 | 12,685,000 | 12,688,000 | 13,033,000 |
| Noninterest-bearing deposits | 3,012,000 | 3,787,000 | 3,522,000 | 3,189,000 |
| Equity capital | 2,300,000 | 2,319,000 | 2,316,000 | 2,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 334,000 | 496,000 | 658,000 |
| Interest expense | 11,000 | 24,000 | 33,000 | 48,000 |
| Net interest income | 160,000 | 310,000 | 463,000 | 610,000 |
| Noninterest income | 13,000 | 26,000 | 39,000 | 48,000 |
| Noninterest expense | 157,000 | 308,000 | 465,000 | 617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 28,000 | 37,000 | 41,000 |
| Income tax | 4,000 | 6,000 | 8,000 | 4,000 |
| Net income | 12,000 | 22,000 | 29,000 | 37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,300,000 | 2,286,000 | 2,293,000 | 2,301,000 |
| Total capital | 2,421,000 | 2,408,000 | 2,411,000 | 2,432,000 |
| Risk-weighted assets | 9,653,000 | 9,698,000 | 9,401,000 | 10,500,000 |