Call reports 2015
ALDEN STATE BANK, THE — 2015
What ALDEN STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 20,950,000 | 20,656,000 | 20,638,000 | 19,659,000 |
| Total loans | 10,572,000 | 11,082,000 | 11,069,000 | 10,616,000 |
| Allowance for loan losses | 166,000 | 167,000 | 167,000 | 167,000 |
| Securities available for sale | 3,689,000 | 3,678,000 | 3,682,000 | 3,549,000 |
| Securities held to maturity | 22,000 | 21,000 | 21,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,662,000 | 18,369,000 | 18,329,000 | 17,366,000 |
| Interest-bearing deposits | 14,152,000 | 14,178,000 | 14,087,000 | 13,347,000 |
| Noninterest-bearing deposits | 4,510,000 | 4,191,000 | 4,242,000 | 4,019,000 |
| Equity capital | 2,247,000 | 2,257,000 | 2,272,000 | 2,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 336,000 | 507,000 | 676,000 |
| Interest expense | 12,000 | 24,000 | 35,000 | 47,000 |
| Net interest income | 155,000 | 312,000 | 472,000 | 629,000 |
| Noninterest income | 7,000 | 18,000 | 30,000 | 44,000 |
| Noninterest expense | 141,000 | 296,000 | 460,000 | 620,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 34,000 | 42,000 | 53,000 |
| Income tax | 5,000 | 8,000 | 10,000 | 8,000 |
| Net income | 16,000 | 26,000 | 32,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,221,000 | 2,230,000 | 2,244,000 | 2,264,000 |
| Total capital | 2,343,000 | 2,356,000 | 2,371,000 | 2,385,000 |
| Risk-weighted assets | 9,791,000 | 10,067,000 | 10,129,000 | 9,690,000 |