Call reports 2013
ALDEN STATE BANK, THE — 2013
What ALDEN STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 19,743,000 | 19,940,000 | 20,739,000 | 20,362,000 |
| Total loans | 8,636,000 | 10,620,000 | 9,823,000 | 9,650,000 |
| Allowance for loan losses | 181,000 | 181,000 | 167,000 | 167,000 |
| Securities available for sale | 3,586,000 | 3,510,000 | 3,865,000 | 4,056,000 |
| Securities held to maturity | 45,000 | 42,000 | 39,000 | 37,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,530,000 | 17,801,000 | 18,565,000 | 18,199,000 |
| Interest-bearing deposits | 13,815,000 | 13,780,000 | 14,174,000 | 13,294,000 |
| Noninterest-bearing deposits | 3,715,000 | 4,022,000 | 4,391,000 | 4,905,000 |
| Equity capital | 2,166,000 | 2,121,000 | 2,146,000 | 2,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 162,000 | 333,000 | 506,000 | 669,000 |
| Interest expense | 19,000 | 36,000 | 53,000 | 68,000 |
| Net interest income | 143,000 | 297,000 | 453,000 | 601,000 |
| Noninterest income | 19,000 | 32,000 | 46,000 | 61,000 |
| Noninterest expense | 154,000 | 319,000 | 473,000 | 630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 10,000 | 26,000 | 32,000 |
| Income tax | 1,000 | 1,000 | 4,000 | -1,000 |
| Net income | 7,000 | 9,000 | 22,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,116,000 | 2,120,000 | 2,132,000 | 2,143,000 |
| Total capital | 2,233,000 | 2,257,000 | 2,262,000 | 2,268,000 |
| Risk-weighted assets | 9,424,000 | 10,947,000 | 10,371,000 | 9,999,000 |