Call reports 2025
ELYSIAN BANK — 2025
What ELYSIAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 70,151,000 | 68,938,000 | 72,165,000 | 76,548,000 |
| Total loans | 53,456,000 | 55,850,000 | 55,404,000 | 55,687,000 |
| Allowance for loan losses | 768,000 | 785,000 | 771,000 | 752,000 |
| Securities available for sale | 2,861,000 | 3,293,000 | 3,274,000 | 3,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,382,000 | 60,007,000 | 62,943,000 | 67,207,000 |
| Interest-bearing deposits | 48,837,000 | 47,594,000 | 48,987,000 | 52,227,000 |
| Noninterest-bearing deposits | 12,545,000 | 12,413,000 | 13,956,000 | 14,980,000 |
| Equity capital | 8,506,000 | 8,713,000 | 8,961,000 | 9,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,216,000 | 3,380,000 | 4,567,000 |
| Interest expense | 280,000 | 558,000 | 850,000 | 1,147,000 |
| Net interest income | 792,000 | 1,658,000 | 2,530,000 | 3,420,000 |
| Noninterest income | 57,000 | 113,000 | 204,000 | 226,000 |
| Noninterest expense | 518,000 | 1,041,000 | 1,562,000 | 2,099,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 316,000 | 700,000 | 1,127,000 | 1,487,000 |
| Income tax | 27,000 | 59,000 | 92,000 | 147,000 |
| Net income | 289,000 | 641,000 | 1,035,000 | 1,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,702,000 | 8,867,000 | 9,093,000 | 9,173,000 |
| Total capital | 9,450,000 | 9,628,000 | 9,864,000 | 9,930,000 |
| Risk-weighted assets | 59,863,000 | 60,935,000 | 62,074,000 | 62,863,000 |