Call reports 2024
ELYSIAN BANK — 2024
What ELYSIAN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 62,693,000 | 62,598,000 | 66,035,000 | 69,912,000 |
| Total loans | 47,830,000 | 49,580,000 | 51,020,000 | 51,784,000 |
| Allowance for loan losses | 725,000 | 748,000 | 767,000 | 766,000 |
| Securities available for sale | 3,325,000 | 2,640,000 | 2,678,000 | 2,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,989,000 | 54,691,000 | 57,815,000 | 61,128,000 |
| Interest-bearing deposits | 43,289,000 | 43,513,000 | 45,239,000 | 49,384,000 |
| Noninterest-bearing deposits | 11,700,000 | 11,178,000 | 12,576,000 | 11,744,000 |
| Equity capital | 7,503,000 | 7,708,000 | 7,988,000 | 8,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,880,000 | 2,869,000 | 3,962,000 |
| Interest expense | 174,000 | 394,000 | 640,000 | 912,000 |
| Net interest income | 744,000 | 1,486,000 | 2,229,000 | 3,050,000 |
| Noninterest income | 61,000 | 123,000 | 223,000 | 753,000 |
| Noninterest expense | 475,000 | 941,000 | 1,455,000 | 1,968,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 315,000 | 638,000 | 952,000 | 1,775,000 |
| Income tax | 20,000 | 47,000 | 73,000 | 126,000 |
| Net income | 295,000 | 591,000 | 879,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,774,000 | 7,976,000 | 8,170,000 | 8,848,000 |
| Total capital | 8,438,000 | 8,667,000 | 8,865,000 | 9,583,000 |
| Risk-weighted assets | 53,067,000 | 55,252,000 | 55,599,000 | 58,773,000 |