Call reports 2016
ELYSIAN BANK — 2016
What ELYSIAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,225,000 | 41,734,000 | 41,548,000 | 43,150,000 |
| Total loans | 23,684,000 | 25,140,000 | 24,876,000 | 25,016,000 |
| Allowance for loan losses | 460,000 | 492,000 | 523,000 | 476,000 |
| Securities available for sale | 1,549,000 | 1,553,000 | 1,740,000 | 2,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,613,000 | 36,998,000 | 36,580,000 | 38,323,000 |
| Interest-bearing deposits | 28,765,000 | 30,858,000 | 29,342,000 | 30,755,000 |
| Noninterest-bearing deposits | 6,848,000 | 6,140,000 | 7,238,000 | 7,568,000 |
| Equity capital | 4,499,000 | 4,569,000 | 4,723,000 | 4,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 838,000 | 1,275,000 | 1,712,000 |
| Interest expense | 10,000 | 22,000 | 33,000 | 43,000 |
| Net interest income | 405,000 | 816,000 | 1,242,000 | 1,669,000 |
| Noninterest income | 32,000 | 63,000 | 152,000 | 187,000 |
| Noninterest expense | 328,000 | 643,000 | 930,000 | 1,233,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 79,000 | 176,000 | 374,000 | 503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 176,000 | 374,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,493,000 | 4,556,000 | 4,716,000 | 4,656,000 |
| Total capital | 4,801,000 | 4,879,000 | 5,041,000 | 4,987,000 |
| Risk-weighted assets | 24,566,000 | 25,714,000 | 25,844,000 | 26,371,000 |