Call reports 2013
ELYSIAN BANK — 2013
What ELYSIAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 42,158,000 | 41,754,000 | 41,470,000 | 41,071,000 |
| Total loans | 18,356,000 | 19,070,000 | 19,495,000 | 20,834,000 |
| Allowance for loan losses | 523,000 | 532,000 | 541,000 | 478,000 |
| Securities available for sale | 3,390,000 | 3,368,000 | 3,334,000 | 3,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,152,000 | 37,715,000 | 37,271,000 | 36,804,000 |
| Interest-bearing deposits | 32,915,000 | 32,733,000 | 31,927,000 | 30,529,000 |
| Noninterest-bearing deposits | 5,237,000 | 4,982,000 | 5,344,000 | 6,275,000 |
| Equity capital | 3,922,000 | 3,925,000 | 4,042,000 | 4,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 769,000 | 1,162,000 | 1,558,000 |
| Interest expense | 17,000 | 31,000 | 46,000 | 59,000 |
| Net interest income | 364,000 | 738,000 | 1,116,000 | 1,499,000 |
| Noninterest income | 32,000 | 50,000 | 92,000 | 116,000 |
| Noninterest expense | 271,000 | 622,000 | 913,000 | 1,231,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 110,000 | 136,000 | 250,000 | 324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 136,000 | 250,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,866,000 | 3,890,000 | 4,009,000 | 4,079,000 |
| Total capital | 4,167,000 | 4,195,000 | 4,314,000 | 4,382,000 |
| Risk-weighted assets | 23,882,000 | 24,139,000 | 24,183,000 | 24,100,000 |