Call reports 2011
FOCUS BUSINESS BANK — 2011
What FOCUS BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 135,819,000 | 143,338,000 | 152,761,000 | 168,524,000 |
| Total loans | 71,413,000 | 87,360,000 | 89,113,000 | 97,438,000 |
| Allowance for loan losses | 2,541,000 | 2,541,000 | 2,541,000 | 2,541,000 |
| Securities available for sale | 34,912,000 | 31,204,000 | 26,682,000 | 26,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,193,000 | 120,375,000 | 129,523,000 | 145,182,000 |
| Interest-bearing deposits | 72,692,000 | 72,641,000 | 85,478,000 | 81,986,000 |
| Noninterest-bearing deposits | 38,501,000 | 47,734,000 | 44,045,000 | 63,196,000 |
| Equity capital | 21,641,000 | 22,077,000 | 22,410,000 | 22,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,359,000 | 3,811,000 | 5,275,000 |
| Interest expense | 124,000 | 231,000 | 329,000 | 428,000 |
| Net interest income | 986,000 | 2,128,000 | 3,482,000 | 4,847,000 |
| Noninterest income | 496,000 | 728,000 | 849,000 | 928,000 |
| Noninterest expense | 1,474,000 | 2,737,000 | 3,943,000 | 5,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 162,000 | 429,000 | 663,000 |
| Income tax | 0 | 0 | 67,000 | 62,000 |
| Net income | 51,000 | 162,000 | 362,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,172,000 | 21,354,000 | 21,675,000 | 22,044,000 |
| Total capital | 22,305,000 | 22,668,000 | 23,042,000 | 23,473,000 |
| Risk-weighted assets | 89,146,000 | 103,847,000 | 108,152,000 | 113,148,000 |