Call reports 2009
FOCUS BUSINESS BANK — 2009
What FOCUS BUSINESS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 97,803,000 | 103,299,000 | 106,163,000 | 107,912,000 |
| Total loans | 71,310,000 | 79,624,000 | 73,891,000 | 71,169,000 |
| Allowance for loan losses | 1,302,000 | 1,612,000 | 2,346,000 | 2,417,000 |
| Securities available for sale | 8,506,000 | 7,567,000 | 9,313,000 | 17,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,168,000 | 80,021,000 | 83,741,000 | 86,266,000 |
| Interest-bearing deposits | 55,886,000 | 60,855,000 | 62,751,000 | 64,186,000 |
| Noninterest-bearing deposits | 17,282,000 | 19,166,000 | 20,990,000 | 22,080,000 |
| Equity capital | 24,059,000 | 22,613,000 | 21,770,000 | 21,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,031,000 | 3,021,000 | 3,974,000 |
| Interest expense | 253,000 | 496,000 | 726,000 | 922,000 |
| Net interest income | 752,000 | 1,535,000 | 2,295,000 | 3,052,000 |
| Noninterest income | 44,000 | 63,000 | 221,000 | 272,000 |
| Noninterest expense | 1,070,000 | 2,366,000 | 3,516,000 | 4,720,000 |
| Provision for loan losses | 100,000 | 1,195,000 | 1,970,000 | 2,245,000 |
| Pretax income | -374,000 | -1,963,000 | -2,970,000 | -3,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -374,000 | -1,963,000 | -2,970,000 | -3,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,804,000 | 22,407,000 | 21,447,000 | 20,907,000 |
| Total capital | 24,853,000 | 23,539,000 | 22,488,000 | 21,923,000 |
| Risk-weighted assets | 83,579,000 | 91,132,000 | 81,941,000 | 79,859,000 |
Machine access — free, no API key
Every figure shown here about FOCUS BUSINESS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.