Call reports 2025
BANKHOMETOWN — 2025
What BANKHOMETOWN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,567,141,000 | 1,578,648,000 | 1,590,622,000 | 1,568,009,000 |
| Total loans | 1,242,077,000 | 1,240,644,000 | 1,281,885,000 | 1,285,204,000 |
| Allowance for loan losses | 12,439,000 | 12,513,000 | 12,762,000 | 16,912,000 |
| Securities available for sale | 162,289,000 | 163,051,000 | 164,323,000 | 168,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,345,001,000 | 1,352,217,000 | 1,356,263,000 | 1,332,673,000 |
| Interest-bearing deposits | 1,095,179,000 | 1,129,239,000 | 1,100,761,000 | 1,091,322,000 |
| Noninterest-bearing deposits | 249,822,000 | 222,978,000 | 255,502,000 | 241,351,000 |
| Equity capital | 174,944,000 | 179,080,000 | 184,218,000 | 186,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,912,000 | 38,320,000 | 57,959,000 | 77,876,000 |
| Interest expense | 6,017,000 | 11,722,000 | 17,278,000 | 22,800,000 |
| Net interest income | 12,895,000 | 26,598,000 | 40,681,000 | 55,076,000 |
| Noninterest income | 2,410,000 | 4,914,000 | 7,554,000 | 10,162,000 |
| Noninterest expense | 9,011,000 | 18,131,000 | 26,968,000 | 36,196,000 |
| Provision for loan losses | -220,000 | -220,000 | 30,000 | 4,180,000 |
| Pretax income | 6,138,000 | 13,225,000 | 20,861,000 | 24,486,000 |
| Income tax | 1,620,000 | 3,757,000 | 5,822,000 | 6,685,000 |
| Net income | 4,518,000 | 9,468,000 | 15,039,000 | 17,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,275,000 | 170,272,000 | 174,890,000 | 176,698,000 |
| Total capital | 179,225,000 | 183,295,000 | 188,163,000 | 192,666,000 |
| Risk-weighted assets | 1,233,044,000 | 1,226,044,000 | 1,178,922,000 | 1,275,991,000 |