Call reports 2024
BANKHOMETOWN — 2024
What BANKHOMETOWN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,435,518,000 | 1,469,948,000 | 1,491,411,000 | 1,503,384,000 |
| Total loans | 1,196,448,000 | 1,237,163,000 | 1,209,090,000 | 1,221,901,000 |
| Allowance for loan losses | 11,936,000 | 12,684,000 | 12,679,000 | 12,676,000 |
| Securities available for sale | 153,572,000 | 154,907,000 | 159,002,000 | 158,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,244,135,000 | 1,255,981,000 | 1,275,141,000 | 1,284,798,000 |
| Interest-bearing deposits | 1,002,676,000 | 1,007,990,000 | 1,029,648,000 | 1,055,878,000 |
| Noninterest-bearing deposits | 241,459,000 | 247,991,000 | 245,493,000 | 228,920,000 |
| Equity capital | 158,045,000 | 162,053,000 | 168,056,000 | 170,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,020,000 | 35,048,000 | 53,615,000 | 72,190,000 |
| Interest expense | 5,010,000 | 10,747,000 | 16,733,000 | 22,709,000 |
| Net interest income | 12,010,000 | 24,301,000 | 36,882,000 | 49,481,000 |
| Noninterest income | 2,383,000 | 4,873,000 | 7,462,000 | 9,982,000 |
| Noninterest expense | 9,042,000 | 17,679,000 | 25,928,000 | 34,939,000 |
| Provision for loan losses | 150,000 | 900,000 | 900,000 | 900,000 |
| Pretax income | 5,201,000 | 10,595,000 | 17,508,000 | 23,611,000 |
| Income tax | 1,316,000 | 2,716,000 | 4,543,000 | 6,152,000 |
| Net income | 3,885,000 | 7,879,000 | 12,965,000 | 17,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,996,000 | 155,037,000 | 159,169,000 | 162,710,000 |
| Total capital | 163,056,000 | 167,844,000 | 171,979,000 | 175,522,000 |
| Risk-weighted assets | 1,197,300,000 | 1,233,110,000 | 1,202,249,000 | 1,215,198,000 |