Call reports 2023
BANKHOMETOWN — 2023
What BANKHOMETOWN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,327,306,000 | 1,331,692,000 | 1,375,790,000 | 1,400,623,000 |
| Total loans | 944,057,000 | 1,046,583,000 | 1,113,328,000 | 1,168,751,000 |
| Allowance for loan losses | 12,115,000 | 12,262,000 | 11,367,000 | 11,826,000 |
| Securities available for sale | 177,303,000 | 167,118,000 | 158,900,000 | 154,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,173,511,000 | 1,151,185,000 | 1,194,132,000 | 1,190,412,000 |
| Interest-bearing deposits | 971,056,000 | 951,518,000 | 936,973,000 | 947,965,000 |
| Noninterest-bearing deposits | 202,455,000 | 199,667,000 | 257,159,000 | 242,447,000 |
| Equity capital | 142,930,000 | 145,503,000 | 148,646,000 | 154,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,823,000 | 28,148,000 | 43,599,000 | 60,015,000 |
| Interest expense | 1,340,000 | 3,351,000 | 6,504,000 | 10,709,000 |
| Net interest income | 12,483,000 | 24,797,000 | 37,095,000 | 49,306,000 |
| Noninterest income | 2,349,000 | 5,031,000 | 7,509,000 | 10,053,000 |
| Noninterest expense | 7,818,000 | 16,485,000 | 25,412,000 | 33,924,000 |
| Provision for loan losses | 720,000 | 845,000 | 945,000 | 1,545,000 |
| Pretax income | 6,294,000 | 12,498,000 | 18,247,000 | 23,890,000 |
| Income tax | 1,640,000 | 3,244,000 | 4,736,000 | 6,185,000 |
| Net income | 4,654,000 | 9,254,000 | 13,511,000 | 17,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,049,000 | 139,827,000 | 143,824,000 | 147,064,000 |
| Total capital | 148,245,000 | 152,180,000 | 155,314,000 | 159,013,000 |
| Risk-weighted assets | 986,304,000 | 1,033,393,000 | 1,071,594,000 | 1,103,653,000 |