Call reports 2022
BANKHOMETOWN — 2022
What BANKHOMETOWN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,373,235,000 | 1,369,657,000 | 1,356,062,000 | 1,350,307,000 |
| Total loans | 825,588,000 | 855,513,000 | 830,058,000 | 880,997,000 |
| Allowance for loan losses | 8,948,000 | 10,237,000 | 10,988,000 | 11,398,000 |
| Securities available for sale | 154,820,000 | 154,771,000 | 170,033,000 | 178,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,222,992,000 | 1,222,086,000 | 1,207,976,000 | 1,197,769,000 |
| Interest-bearing deposits | 1,011,986,000 | 1,009,168,000 | 995,699,000 | 979,004,000 |
| Noninterest-bearing deposits | 211,006,000 | 212,918,000 | 212,277,000 | 218,765,000 |
| Equity capital | 133,372,000 | 134,071,000 | 136,152,000 | 140,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,153,000 | 18,987,000 | 30,902,000 | 44,390,000 |
| Interest expense | 515,000 | 1,021,000 | 1,620,000 | 2,515,000 |
| Net interest income | 8,638,000 | 17,966,000 | 29,282,000 | 41,875,000 |
| Noninterest income | 2,183,000 | 4,741,000 | 7,696,000 | 10,205,000 |
| Noninterest expense | 7,338,000 | 14,823,000 | 22,591,000 | 30,676,000 |
| Provision for loan losses | 415,000 | 1,705,000 | 2,465,000 | 2,905,000 |
| Pretax income | 3,068,000 | 6,179,000 | 11,922,000 | 18,499,000 |
| Income tax | 802,000 | 1,611,000 | 3,130,000 | 4,857,000 |
| Net income | 2,266,000 | 4,568,000 | 8,792,000 | 13,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,331,000 | 124,681,000 | 128,952,000 | 133,849,000 |
| Total capital | 131,361,000 | 135,004,000 | 139,873,000 | 145,334,000 |
| Risk-weighted assets | 845,520,000 | 951,492,000 | 873,563,000 | 951,327,000 |