Call reports 2021
BANKHOMETOWN — 2021
What BANKHOMETOWN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,285,209,000 | 1,288,052,000 | 1,351,976,000 | 1,354,366,000 |
| Total loans | 782,521,000 | 725,373,000 | 747,113,000 | 811,925,000 |
| Allowance for loan losses | 6,662,000 | 6,767,000 | 7,137,000 | 8,535,000 |
| Securities available for sale | 141,536,000 | 141,169,000 | 136,183,000 | 144,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,139,794,000 | 1,138,202,000 | 1,201,549,000 | 1,203,943,000 |
| Interest-bearing deposits | 929,991,000 | 930,843,000 | 994,697,000 | 984,325,000 |
| Noninterest-bearing deposits | 209,803,000 | 207,359,000 | 206,852,000 | 219,618,000 |
| Equity capital | 129,041,000 | 131,390,000 | 132,493,000 | 133,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,033,000 | 17,737,000 | 25,695,000 | 34,362,000 |
| Interest expense | 753,000 | 1,366,000 | 1,942,000 | 2,495,000 |
| Net interest income | 8,280,000 | 16,371,000 | 23,753,000 | 31,867,000 |
| Noninterest income | 2,309,000 | 4,745,000 | 7,072,000 | 9,538,000 |
| Noninterest expense | 7,343,000 | 14,452,000 | 21,670,000 | 29,090,000 |
| Provision for loan losses | 0 | 90,000 | 535,000 | 1,935,000 |
| Pretax income | 3,246,000 | 6,574,000 | 8,620,000 | 10,380,000 |
| Income tax | 824,000 | 1,666,000 | 2,155,000 | 2,567,000 |
| Net income | 2,422,000 | 4,908,000 | 6,465,000 | 7,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,486,000 | 117,019,000 | 118,623,000 | 120,019,000 |
| Total capital | 121,216,000 | — | — | 128,629,000 |
| Risk-weighted assets | 689,981,000 | — | — | 809,984,000 |