Call reports 2020
BANKHOMETOWN — 2020
What BANKHOMETOWN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,031,111,000 | 1,168,048,000 | 1,228,602,000 | 1,206,804,000 |
| Total loans | 729,054,000 | 781,579,000 | 774,915,000 | 750,484,000 |
| Allowance for loan losses | 6,438,000 | 6,648,000 | 6,495,000 | 6,928,000 |
| Securities available for sale | 169,188,000 | 166,110,000 | 152,726,000 | 142,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 880,358,000 | 1,014,511,000 | 1,063,005,000 | 1,062,485,000 |
| Interest-bearing deposits | 745,017,000 | 833,036,000 | 874,401,000 | 880,085,000 |
| Noninterest-bearing deposits | 135,341,000 | 181,475,000 | 188,604,000 | 182,400,000 |
| Equity capital | 119,146,000 | 123,137,000 | 125,689,000 | 126,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,962,000 | 20,128,000 | 30,496,000 | 39,698,000 |
| Interest expense | 1,753,000 | 3,366,000 | 4,788,000 | 5,966,000 |
| Net interest income | 8,209,000 | 16,762,000 | 25,708,000 | 33,732,000 |
| Noninterest income | 1,509,000 | 3,225,000 | 5,535,000 | 7,948,000 |
| Noninterest expense | 7,260,000 | 14,213,000 | 21,199,000 | 28,892,000 |
| Provision for loan losses | 210,000 | 420,000 | 900,000 | 1,240,000 |
| Pretax income | 2,248,000 | 5,354,000 | 9,144,000 | 11,548,000 |
| Income tax | 571,000 | 1,339,000 | 2,313,000 | 2,891,000 |
| Net income | 1,677,000 | 4,015,000 | 6,831,000 | 8,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,180,000 | 106,867,000 | 109,868,000 | 111,878,000 |
| Total capital | 110,680,000 | 113,578,000 | 116,425,000 | 118,875,000 |
| Risk-weighted assets | 698,485,000 | 756,533,000 | 750,338,000 | 676,169,000 |