Call reports 2019
BANKHOMETOWN — 2019
What BANKHOMETOWN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 773,093,000 | 792,314,000 | 796,973,000 | 1,018,606,000 |
| Total loans | 544,195,000 | 551,417,000 | 556,410,000 | 730,815,000 |
| Allowance for loan losses | 5,775,000 | 5,787,000 | 5,844,000 | 6,238,000 |
| Securities available for sale | 153,029,000 | 147,013,000 | 142,699,000 | 176,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,227,000 | 675,028,000 | 681,797,000 | 869,275,000 |
| Interest-bearing deposits | 549,225,000 | 562,599,000 | 570,427,000 | 744,312,000 |
| Noninterest-bearing deposits | 111,002,000 | 112,429,000 | 111,370,000 | 124,963,000 |
| Equity capital | 77,479,000 | 80,167,000 | 82,161,000 | 116,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,684,000 | 15,263,000 | 23,234,000 | 32,620,000 |
| Interest expense | 1,375,000 | 2,850,000 | 4,411,000 | 6,210,000 |
| Net interest income | 6,309,000 | 12,413,000 | 18,823,000 | 26,410,000 |
| Noninterest income | 1,424,000 | 2,899,000 | 4,450,000 | 6,339,000 |
| Noninterest expense | 5,141,000 | 10,469,000 | 15,983,000 | 22,925,000 |
| Provision for loan losses | 180,000 | 300,000 | 360,000 | 760,000 |
| Pretax income | 2,412,000 | 4,543,000 | 6,930,000 | 9,064,000 |
| Income tax | 576,000 | 1,069,000 | 1,633,000 | 2,131,000 |
| Net income | 1,836,000 | 3,474,000 | 5,297,000 | 6,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,040,000 | 66,978,000 | 69,104,000 | 102,155,000 |
| Total capital | 70,862,000 | 72,809,000 | 74,994,000 | 108,456,000 |
| Risk-weighted assets | 544,458,000 | 551,346,000 | 542,022,000 | 699,293,000 |