Call reports 2018
BANKHOMETOWN — 2018
What BANKHOMETOWN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 740,699,000 | 762,481,000 | 768,814,000 | 788,878,000 |
| Total loans | 501,162,000 | 497,575,000 | 496,245,000 | 554,303,000 |
| Allowance for loan losses | 3,430,000 | 4,123,000 | 4,506,000 | 5,597,000 |
| Securities available for sale | 156,593,000 | 155,053,000 | 154,837,000 | 155,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,516,000 | 659,460,000 | 664,647,000 | 647,690,000 |
| Interest-bearing deposits | 537,092,000 | 550,093,000 | 557,394,000 | 541,213,000 |
| Noninterest-bearing deposits | 102,424,000 | 109,367,000 | 107,253,000 | 106,477,000 |
| Equity capital | 91,575,000 | 92,757,000 | 94,240,000 | 96,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,857,000 | 13,780,000 | 21,268,000 | 28,591,000 |
| Interest expense | 770,000 | 1,665,000 | 2,645,000 | 3,717,000 |
| Net interest income | 6,087,000 | 12,115,000 | 18,623,000 | 24,874,000 |
| Noninterest income | 1,264,000 | 2,832,000 | 4,241,000 | 5,591,000 |
| Noninterest expense | 4,830,000 | 9,723,000 | 14,451,000 | 19,240,000 |
| Provision for loan losses | 745,000 | 1,445,000 | 1,795,000 | 2,885,000 |
| Pretax income | 1,776,000 | 3,779,000 | 6,618,000 | 8,340,000 |
| Income tax | 393,000 | 859,000 | 1,549,000 | 1,947,000 |
| Net income | 1,383,000 | 2,920,000 | 5,069,000 | 6,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,684,000 | 80,522,000 | 82,976,000 | 84,602,000 |
| Total capital | 82,157,000 | 84,688,000 | 87,523,000 | 90,246,000 |
| Risk-weighted assets | 503,039,000 | 499,558,000 | 498,562,000 | 562,101,000 |